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Learn several pages of scripts (15).... verbatim. Sell your friends and family products that they don't need. You need to sell $4,000 a month just to break even with the draw (income you need to pay back). If you don't have a starting book, forget it. Managers will hard sell your family. You will sell VUL's and Annuities. That is the only solution. Reversals, you will get a lot of them, and you have to pay that back in full, even though the management receives a nice cut. You'll spend $1,000 a month of you own money for advertising. Bottom line, you will go bankrupt and your family are stuck with products that they don't need. Out of 150 advisors in 2 years, only 1-2 stuck. They are now assistants. Others have remortgaged their homes, have massive credit card debt, have gained 40lbs because of the stress. Oh, lets not forget the verbal and sometimes physical abuse.... literally. I have seen chairs thrown, seen advisors pushed by management, advisor humiliated in front of their peers. Worst place on the planet to work.
Can you make money? Yes. Is it even somewhat easy? Not even close. Put in 200% for a few years and you will make a bit of money when the market is good.
Commission based. Some earn more than others it just depends.
You're not an "advisor" but a salesman trying your best to sell financial products with little resources. Cold calling is the norm. Training consists of leaning scripts. Ameriprise is not on the same level as better known firms. I would describe them as "low end". Dress code is business professional.
No base salary strictly commission. Any base salary that you receive is in reality a draw against future commissions. Most advisors fail for lack of income.